DMECH Direct Finance
DMECH funds the vehicle directly. Faster approval, simpler paperwork.
- Deposit
- 70%
- Repayment period
- 3 – 12 months
- Finance charge
- 15% – 30% flat
- Approval
- 24 – 48 hours
- Requirements
- Valid ID, BVN, guarantor
Financing
Start paying
while it ships.
DMECH Direct Finance and Partner Finance both let your instalments begin the moment your vehicle is purchased — not after it clears customs.
FLEXIBLE FINANCING
Two ways to pay.
Choose the plan that fits your budget. Both start while your vehicle is being shipped.
Partner Finance — Autochek
Longer term, lower deposit. DMECH is a registered Autochek dealer partner — Autochek handles the financing directly.
- Deposit
- 20% – 30%
- Repayment period
- 6 – 24 months
- Interest
- Market rate
- Approval
- 3 – 5 days
- Requirements
- Employment letter, bank statement, BVN, guarantor
SEE HOW PAY-WHILE-SHIPPING WORKS
A ₦18.5M Camry,
6 months, 70% down.
Worked example on a standard DMECH Direct plan. Your figures depend on the vehicle and the plan you choose.
On order
₦15.5M
70% deposit — vehicle purchased & shipped
Every month
₦1,110,000
6 monthly payments, starting while the car is on the water
Finance charge
₦3.7M
20% flat for a 6-month plan
Total paid
₦22.2M
Title transferred to you after the final payment
Not sure which plan fits?
Tell us the vehicle and your budget — we’ll walk you through deposit, tenor and paperwork.